This course is geared at providing participants with the tools and means for analytical thinking in the evaluation of borrowing and other credit exposure transaction requests from customers and prospects
Course Objectives
At the end of the workshop, participants should be able to:
Determine the risks associated with lending;
Identify risks that face the borrowing customer from within and outside the organization
Identify options for mitigating credit risks.
Appropriately price loans and advances.
Identify warning signals and develop appropriate remedial strategies.
Derive feedback from customers and other stakeholders for continued improvement
Course Modules
Introduction to Credit Risk Management
Risk Identification & Risks Associated with Lending and their Mitigations
Quantitative Aspects of Lending
Appraisal of the Legal and Regulatory Framework Guiding Bank Lending